Posts Tagged ‘travel insurance’

Group Travel- Uncertain Times? Rest Insured

Friday, November 21st, 2008

Group Travel Insurance: Costs Less & Covers More

Planning a group trip has it’s complexities. Arriving at a final itinerary that fits everyone’s budget, tastes and schedule can take some time, effort, and a fair amount of diplomacy. Once a group has committed, and more importantly, invested in confirming travel plans, it is well worth protecting that investment by purchasing group travel insurance.

Why? To start with, tickets and tours are typically non-refundable, especially at the last minute. Now more than ever, travel suppliers are strictly enforcing their cancellation and change policies. The days of producing a doctor’s note and getting a refund are just about long gone. What many people don’t realize is that the medical insurance they may have at home most likely does not provide any coverage for emergencies occurring abroad. An illness or injury can suddenly leave the traveler, and the group, facing a slew of logistical, and financial challenges.

SAVE AN AVERAGE OF 20% OVER INDIVIDUAL POLICY PRICES

Group Travel Insurance costs an average of 20% less than individual policies. It’s simple to sign up, and by having one policy there is peace of mind that everyone is equally covered.

Policies start at under $30 per person, largely depending on the:
1. Total cost of pre-paid trip costs (flights, tours, event fees)
2. Trip length
3. Age of each traveler

With a Group Policy, Everyone is Covered For:

  • Trip Cancellation - Up to the full Trip Cost
  • Trip Interrruption and Travel Delay
  • Cancellation coverage for a politically motivated Terrorist Attack
  • Accident and Sickness Medical Expense
  • Optional - Additional $25,000 Medical Expense
  • Emergency Medical Transportation and Evacuation
  • Pre-existing Condition Exclusion Waiver included
  • Travel Supplier Default/Bankruptcy Protection
  • Lost Baggage and Baggage Delay

Insurance providers also offer assistance in the form of:

  • Lost luggage tracking
  • Emergency medical assistance
  • Lost baggage tracking
  • Live e-mail and phone messaging to family and friends
  • Cash transfers

Planning a trip for 10 or more people?

SAVE AN AVERAGE OF 20% OVER INDIVIDUAL POLICY PRICES
CONTACT EXITO GROUPS TO PROTECT YOUR GROUP WITH TRAVEL INSURANCE

A group is 10 or more people traveling together
For Group Travel Information Phone: 800 655 4054
Email: groups@exitotravel.com
For Individual Travel Information Phone: 800 655 4053
Email: info@exitotravel.com

Air Travel Tips - The Short List

Tuesday, November 18th, 2008

Whether you are an experienced world traveler or the ink is barely dry on your passport, there are a few things that are well worth remembering when planning, and taking, your next international flight.

Plan ahead
Airlines have reduced the frequency of many domestic flights, making many of the remaining flights fill up faster. This capacity-crunch, combined with the fact that availability of “cheap seats” is already limited on any given flight, means waiting too long to book could result in less desirable flight connections, while bringing on a classic case of fare “sticker shock” from missing out on the lower-tiered fares. As always, being flexible about travel dates and departure cities can sometimes yield surprisingly good savings. Booking online is fine, but don’t be afraid to check with a travel agent for creative ideas and hidden deals.

Are Your Papers in Order?
Having a passport is (hopefully) an obvious first step to traveling abroad, but it’s important ascertain if there any additional entry and/or documentation requirements for your destination(s). Is your passport valid for several months beyond the foreseen end of your trip? Stopping in Costa Rica on the way back from South America? You’ll need proof of Yellow fever vaccination. Flying to Argentina? Chile? An entry tax of over $100 may be collected, in cash, upon arrival. Heading to Brazil? US citizens must obtain a visa, in advance, and it could take weeks. For details, US citizens can start here: http://travel.state.gov/travel/travel_1744.html or or otherwise review the information on each destination’s consulate website.

Get Seat Assignments
Not only will this give a better chance of sitting where and possibly with whom you prefer, it can also reduce the chances of getting “bumped” when the airline has overbooked the flight. Some airlines or flights restrict the ability to assign seats at time of purchase. Check with your agent, or the airline, to verify that you have seats, whenever possible.

Checking Bags?
While most major carriers still do not charge for the first checked bag for passengers traveling on international itineraries, many do charge for the second bag. Weight and dimension limits apply, depending on the airline and the specific route. Avoid having to pay unexpected baggage fees or otherwise be faced with re-distributing or even (yes, we’ve seen it) ditching personal items at the check in counter, by consulting with your travel agent, or the airline’s website for details.

Get Travel Insurance
Why? Refundable tickets are practically a thing of the past. Most likely, your medical insurance doesn’t cover you when you are outside of your home country. Unexpected trip delays, cancellations, and medical issues can equate to a baffling amount of expenses and logistical hassles. These days, travel suppliers are less willing to bend rules or waive fees for canceling part or all of a prepaid trip. Travel insurance can protect you from absorbing the full cost of many kinds of travel-related surprises, from lost baggage to missed connections to complete cancellation due to a covered reason. Most policies automatically cover emergency medical care, medical evacuation and a list of extra services related to handling the unexpected.

Confirm, then Reconfirm
Don’t be the last one to know if the flight you booked 5 months or even 5 days ago is suddenly leaving an hour earlier than originally scheduled. Although airlines and travel agents make an effort to notify passengers of major changes, it’s ultimately up to the passenger to verify the flight details, and arrive at the airport with plenty of time to check in. Confirm flights by viewing the itinerary online at the airline’s website, on another website provided by your agent, or by simply contacting the airline by phone.

Ready for more tips? For more details, including tips for a diverse set of circumstances and situations, check out some of the links below. Last but not least, don’t forget to leave home without even amounts of scruples, and excitement.

http://travel.state.gov/travel/tips/tips_1232.html

http://www.exitotravel.com/resources/helpful_links.htm